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Using UK Loans Wisely
May 23, 2019

There can be a veritable minefield of toxic websites people could come across when searching online loans in the United Kingdom. A simple search on Google often reveals a multitude of different websites offering various steels with a range of different annual percentage rates. How is it possible to determine which website you should use when there are so many to choose from? We’ve put together a very simple three step guide to help you make an informed decision around who to choose considering applying for a short-term loan.

Step one – always ensure the website you intend to make your application for a small loan as the HTTPS protocol within its website address. This will ensure the data you enter into the website is secure and you are not at risk of losing valuable information and data.

Step two – carefully consider the amount of money you are looking to borrow and make a clear plan around repayment dates. With the demise of the payday lenders there are more flexible options in borrowing money available including instalment loan which extends repayment rates up to 18 months.

Step three – always look at the terms and conditions as this will detail the repayment terms and will spell out in clear detail what is expected of you as the borrower. Websites that profess to offer short-term loans but have no terms or conditions may in fact be spoof websites that will simply be in operation to collect data.

United Kingdom loans is an introducer of UK loans. We have access to over 40 lenders through one simple application and strive to ensure customers have the best possible experience in searching for a short-term loan

United Kingdom Loans does not make credit decisions and is not a lender. United Kingdom Loans introduces customers to Nouveau Finance Limited, who match customer's loan applications with lenders on their panel based on the information you provide. United Kingdom Loans may receive commissions for introductions. This website does not directly endorse a particular product or service. Information on our website should be taken as opinion only. Loans for UK based customers only. Loans are subject to status and satisfactory affordability checks. Over 18's only. Default charges may apply if you do not repay on time. Short term loans are not suitable for longer term borrowing needs.

Consumer Advisory:
United Kingdom Loans is a loan matching service. This website will submit the information you provide to a direct lender. Upon a loan approval, a direct lender may require further information from yourself which will be collected after we transfer you to their website or they may contact you via phone or email or both.

Auto Decisioning
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Non Payment Implications
The implications of non-payment of your loan could include adverse details being included in your credit report. This could adversely affect future attempts at securing credit or finance, in additional to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incurr a charge / fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new repayment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, Rhumsaa Finance strongly recommends that you contact the lender in the first instance.