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June 13, 2016

Lending money has been around for hundreds of years. There has always been people who have a need for extra funding, for a variety of reasons.  Borrowing money can certainly help people when there are difficult times, it is ever however essential that entering into a loan arrangement with an instalment loan lender, the person borrowing the money has made the necessary arrangement to pay the funds back. We’ve decided to explore the Euro’s to help unpick this concept more!

Currently their are thousands of English, Northern Irish and Welsh (sorry our Scottish friends out there!) enjoying the sun in France watching their respective teams in the 2016 European football championships in France.  Many of the fans have probably saved hard to cover the costs of a few weeks away, and budgeted sensibly to incorporate finances to cover the cost the ‘cost of living’ during their stay. Taking on loans for holidays have a number of negative issues attributed to them; although the adventure of being away with friends and family in far flung countries seems an thought, one should be careful as it could distort the decision making process around the cost of the holiday.

Although a loan would clearly cover the cost of the holiday, there are additional expenses which would also need to be factored in. Spending money, insurances and gifts are just some of the additional costs that are associated with holidays which would need to be factored into the cost of the holiday.  If a loan is taken on just for the cost of the holiday,  this will  need to be repaid upon your return. Care is therefore needed when considering using a short term loan for the sole purposes of a holiday.


United Kingdom Loans does not make credit decisions and is not a lender. United Kingdom Loans introduces customers to Nouveau Finance Limited, who match customer's loan applications with lenders on their panel based on the information you provide. United Kingdom Loans may receive commissions for introductions. This website does not directly endorse a particular product or service. Information on our website should be taken as opinion only. Loans for UK based customers only. Loans are subject to status and satisfactory affordability checks. Over 18's only. Default charges may apply if you do not repay on time. Short term loans are not suitable for longer term borrowing needs.

Consumer Advisory:
United Kingdom Loans is a loan matching service. This website will submit the information you provide to a direct lender. Upon a loan approval, a direct lender may require further information from yourself which will be collected after we transfer you to their website or they may contact you via phone or email or both.

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Non Payment Implications
The implications of non-payment of your loan could include adverse details being included in your credit report. This could adversely affect future attempts at securing credit or finance, in additional to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incurr a charge / fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new repayment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, Rhumsaa Finance strongly recommends that you contact the lender in the first instance.