Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk

Late repayment problems. For help go to: moneyadviceservice.org.uk

About United Kingdom Loans

United Kingdom Loans have been operating in the online market space for several years. We have combined our knowledge of the UK Loan sector to provide customers with the opportunity to access money over the short term.

United Kingdom Loans were originally established in 2004. Rhumsaa Finance took ownership of the operation in 2010 and since then United Kingdom Loans have been delivering quick loans to British residents ever since. We have always understood the need for people to have the opportunity to get hold of money quickly and, through United Kingdom Loans quick and easy online application system, we have spent years fine tuning our online credit brokerage and can provide some of the quickest loan options for people who need to borrow money online.

Transparent Loan Service

As with all online loan operators, United Kingdom Loans endeavour to provide a clear and transparent loan service. Whilst we strive to ensure we match all loan applicants with the most viable direct lender, United Kingdom Loans will also ensure any person in need of accessing short term credit has the capacity to repay any money which has been borrowed. Within the online loan application there are a series of affordability questions, which ultimately determines whether a person has the capacity to repay the loan.

Once the loan applicant is matched with the lender, all information around the credit arrangment will be made between the loan applicant and the direct lender. This information is provided by all the direct lenders once the application has been submitted and the loan amount provisionally agreed.

Rhumsaa Finance is a credit broker, not a lender. We aim to introduce you to a suitable lender who can meet your credit requirements. We may receive commissions for introductions.

Our Company Information

United Kingdom Loans is a trading name of Rhumsaa Finance. Rhumsaa Finance is an appointed representative of Nouveau Finance Limited.

Nouveau Finance Limited is authorised and regulated by the Financial Conduct Authority for credit broking and is entered on the Financial Services Register under reference number: 727348. Nouveau Finance Limited registered address is 1st Floor, 2 Woodberry Grove, North Finchley, London, N12 0DR.

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United Kingdom Loans is a trading name of Rhumsaa Finance Limited.

Registered Address: Newport House, Newport Road, Stafford, Staffordshire, United Kingdom, ST16 1DA Company Registered Number 11508489 | Financial Services Register Number 843158 Rhumsaa Finance Limited is an Introducer Appointed Representative of Nouveau Finance Limited. Nouveau Finance Limited is authorised and regulated by the Financial Conduct Authority, entered on the Financial Services Register under reference number 727348, and licensed by the Information Commissioner’s Office under reference number Z3624187. 

If you are struggling with debt then you may want to contact Step Change or National Debt line for help and support, Step Change and National Debt Line

Footnotes

* If a lender match is made, an application may still be subject to credit checks and affordability assessments in line with responsible lending.

United Kingdom Loans does not make credit decisions and is not a lender. United Kingdom Loans introduces customers to Nouveau Finance Limited, who match customer’s loan applications with lenders on their panel based on the information you provide. United Kingdom Loans may receive commissions for introductions. This website does not directly endorse a particular product or service. Information on our website should be taken as opinion only. Loans for UK based customers only. Loans are subject to status and satisfactory affordability checks. Over 18’s only. Default charges may apply if you do not repay on time. Short term loans are not suitable for longer term borrowing needs.

Consumer Advisory:

United Kingdom Loans is a loan matching service. This website will submit the information you provide to a direct lender. Upon a loan approval, a direct lender may require further information from yourself which will be collected after we transfer you to their website or they may contact you via phone or email or both.

Auto Decisioning

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Non Payment Implications

The implications of non-payment of your loan could include adverse details being included in your credit report. This could adversely affect future attempts at securing credit or finance, in additional to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incurr a charge / fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new repayment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, Rhumsaa Finance strongly recommends that you contact the lender in the first instance.